Bodily Injury Liability pays for costs associated to injuries for which you are legally liable. This means that your actions caused injury to another person, and you were found legally responsible for those injuries.
Uninsured & Underinsured coverage
If you're injured in an accident caused by someone who doesn't have enough liability insurance or any at all, uninsured & underinsured motorist coverage helps pay for medical expenses, pain and suffering, and lost wages from the owner or driver of an uninsured or underinsured motor vehicle.
Collision coverage pays to fix or replace a car that's been damaged in a collision with another object, or if it rolls over.
Comprehensive coverage pays to repair or replace a covered vehicle that's stolen or damaged by something other than collision or rolling over. Even glass claims and windshield repair. For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an animal is covered under comprehensive.
Personal Injury Protection (P.I.P)
Personal Injury Protection (P.I.P) helps pay medical work loss and funeral expenses when a covered person — the policyholder, passengers, or a member of the policyholder's family — is hurt in an auto accident, no matter who is responsible.
Emergency road service coverage
Covers the cost of common roadside services like tire changes and jump-starts.
Have more questions about auto insurance?
Each type of coverage comes with limits and, in some cases, deductibles. So, different types of coverage offer different levels of financial protection. Contact us today and let American Benefits Agency help you evaluate the best protection for you and your family.