Whether you ride a sport bike, touring bike, cruiser, moped, standard motorcycle, or custom hog, we have you covered. Protect yourself and your ride with specialized coverage options. Keep in mind that these are just a few of the many coverages available with standard motorcycle insurance.
Bodily injury and property damage liability
Pays for damages to other vehicles and injuries to others if you're liable in a motorcycle accident, as well as legal expenses if you're sued. Bodily injury coverage is mandatory in almost every state.
Comprehensive and collision
Comprehensive pays to repair or replace your motorcycle if it's stolen, vandalized or damaged in a fire or collision with an animal. Collision coverage pays to repair or replace your bike if its damaged in an accident. You'll be able to choose your deductible amount for comprehensive and collision.
Roadside assistance and trip interruption
If your bike is disabled anywhere in the United States or Canada, roadside will tow your bike to the nearest repair shop for free. You can also add trip interruption to pay for food, hotel or transportation up to coverage limit amount if you're away from home.
Uninsured motorist coverage protects you if you're hit by a driver who has no auto insurance. Underinsured motorist coverage, which is usually offered alongside uninsured motorist coverage, protects you if you're hit by a driver who doesn't have enough coverage to pay for the damages or injuries they caused
Pays for you and your passengers' medical bills if you're in an accident, regardless of fault.
Covers personal belongings that you carry on your bike if they're damaged, stolen, or lost, including phones, camping equipment and hunting gear.
common questions about motorcycle insurance
Is my helmet covered while I ride?
You can add coverage for any safety riding apparel you wear while on your motorcycle if it's damaged or stolen as the result of a covered loss.